A corporate executive approaches Spinelli FA looking to create an investment and tax strategy
He has a high income and high net worth, but has never been concerned about the details of his compensation or developed a comprehensive plan for his wealth and estate. He owns multiple properties and has benefits such as stock options, restricted stock options, and deferred compensation plans. He has built a successful career thus far and is now focusing on building a successful financial future.
The Spinelli Plan
First, we would work with him to learn his financial goals and quantify them into a comprehensive and time-specific plan. We would work to coordinate his salary, savings, and executive benefits into a tax-efficient strategy that meets the education funding needs for his children, financing needs for new properties or moves, and target spending amounts by time horizon. We would also develop a full estate plan laying out asset distribution objectives while minimizing estate taxes.